Effective Date: 13.05.2025

These Terms and Conditions (“Terms”) govern your use of the website https://cardbook.biz (“Website”), operated by Elli Glaybman, sole proprietor registered in Israel (ID Number: 306491994), with its principal office at Haatzmaut 33, Yehud-Monosson, Israel (“Company,” “we,” “our”).
By accessing the Website or purchasing any digital product or service, you (“User,” “you,” “your”) agree to be bound by these Terms and our [Privacy Policy].
1. Scope of Services
The Website offers access to digital educational content including, but not limited to:• Online video courses• PDF guides and workbooks• Online trainings• Digital books and learning materials
Some products may be available in multiple languages (Ukrainian, Russian, and English), though English is the default interface and language for legal and customer support purposes.
2. Purchasing Digital Products
You may purchase digital products via third-party payment platforms (e.g., WayForPay, Israeli systems). Upon successful payment, you will receive access to the content by email or private link.
We do not store or process your payment information. All transactions are handled securely through third-party payment providers.
3. Access and Usage
Purchasing a digital product grants you a personal, non-transferable, non-exclusive, and perpetual license to access the product for your own use.
You may not:• Share, resell, or distribute the content without our written consent• Reproduce or modify the content for commercial purposes• Upload content to public platforms or repositories
4. Subscriptions
Community membership is handled manually and is not processed through this Website. If you apply for access to our private community, a representative may contact you and share payment or access instructions. 5. Refund Policy
All sales of digital products are final. We do not offer refunds, exchanges, or cancellations once access to the content has been granted.
By purchasing, you acknowledge that you lose your right to withdraw under applicable consumer protection regulations (e.g., EU Directive 2011/83/EU, Section 14C of the Israeli Consumer Protection Law) for digital content. 6. Intellectual Property
All content, branding, graphics, code, videos, PDFs, and related materials are the intellectual property of Elli Glaybman or its licensors and are protected by applicable copyright and IP laws.
Nothing in these Terms grants you ownership or rights to reproduce or redistribute the content, unless explicitly stated.
7. Disclaimers and Limitation of Liability
All content is provided “as is.” While we aim for high quality and accuracy, we do not guarantee that our content will meet your expectations or result in specific outcomes.
To the fullest extent permitted by law, Elli Glaybman shall not be liable for any direct or indirect damages arising out of your use or inability to use the content.
8. User Conduct
You agree to use the Website and Services lawfully and respectfully. We reserve the right to block access or terminate service to any user who:• Violates these Terms• Attempts to misuse content• Engages in harmful or fraudulent behavior
9. Modification of Terms
We reserve the right to amend these Terms at any time. Updates will be published on this page with a new “Effective Date.” Continued use of the Website after changes constitutes acceptance of the updated Terms.
10. Governing Law
These Terms are governed by the laws of the State of Israel, without regard to conflict of law principles. Any dispute shall be resolved in the competent courts of Tel Aviv District, Israel.
11. Contact
For any inquiries, please contact:
Elli GlaybmanHaatzmaut St. 33, Yehud-Monosson, IsraelEmail: zib.koobdrac%40eciffoPhone number: +972 54-450-2652
© Elli Glaybman. All rights reserved.